CALL THE MERISKI TEAM ON t: +44 (0)1285 648518 f: +44 (0)1285 651685 e: sales@meriski.co.uk
HOLIDAY INSURANCE
WINTERSPORTS INSURANCE
Our comprehensive Winter Sports Insurance has been specially arranged with Templeton Insurance Limited. Unlike many other insurances, our cover includes off piste skiing, but insurers expect clients to act responsibly. N.B. If you do wish to ski off piste, you should ski either with an experienced local guide or check with an experienced local guide that the area is suitable for your ability/type of skiing on that day. You should never cross danger barriers or ski on closed pistes.
Please confirm your insurance requirements on your booking form. If you do not require our insurance please confirm the insurance cover that will be used.
Premiums - Europe 2006 / 07
| Days | Adult | Child | Family |
| Up to 5 | £41.00 | £20.00 | £103.00 |
| Up to 10 | £47.00 | £23.00 | £120.00 |
| Up to 17 | £56.00 | £28.00 | £142.00 |
Double Premium apply to persons 56 - 65 years at the age of departure.
Age Limit: any client over the age of 65 at the date of departure please contact the office in order to get a quote for winter sports insurance.
Family means 2 adults and up to 4 children aged up to the age of 18.
Child means any child under the age of 18 at the date of departure. A brief summary of the cover and Association of British Insurers Code of Practice is provided on the right.
Excesses: £50 apply to most Sections (£20 Loss of Deposit) increases to £250 in respect of Personal Liability (damage to temporary holiday accommodation only) and Legal Expenses Sections.
| Section | Limit |
| Personal Accident | £25,000 |
| Death under 16 years | £1,000 |
| Medical Expenses | £5,000,000 |
| Cancellation /abandonment | £3,000 |
| Baggage | £1,500 |
| Single item limit | £300 |
| Valuables limit | £300 |
| Emergency Baggage | £100 |
| Loss of Passport | £250 |
| Ski Equipment | £500 |
| Hired Skis | £150 |
| Personal Money | £500 |
| Cash | £250 |
| Personal liability | £2,000,000 |
| Travel Delay | £100 |
| Delay Cancellation | £3,000 |
| Missed Departure | £800 |
| Legal Expenses | £25,000 |
| Unused Ski Pack | £500 |
| Ski Equipment Hire | £100 |
| Weather Extension | £200 |
| Piste Closure | £500 |
A full copy of the insurance certificate will be sent with your confirmation of booking. It is essential that you read the insurance certificate. As with most insurances, you are only insured for an event which occurs after you have purchased the cover. Please therefore carefully read the paragraph headed "Pre Existing Health Conditions" under the Important Notice section. If for any reason it is not suitable for you, you may return it for a full refund, provided you return it within 14 days of receipt and you have not travelled or have made a claim.
ASSOCIATION OF BRITISH INSURERS GENERAL BUSINESS CODE OF PRACTICE IMPORTANT NOTICE: Under the Association of British Insurers General Business Code of Practice we have to bring to your attention some of the important features of your travel insurance policy.
Insurance Policy: This contains full details of the cover provided plus the conditions and exclusions which apply to it. You must read the insurance policy carefully.
Conditions and Exclusions: There are conditions and exclusions which apply to individual sections and general conditions, exclusions and warranties which apply to the whole policy.
Pre-Existing Health Conditions: If you, or any other person on whom the travel plans depend, have ever had treatment for any heart or circulatory condition, a stroke or high blood pressure, any breathing conditions (including asthma), any type of cancer, any type of diabetes, any psychological condition, any existing injury or other serious or re-occurring medical condition, any condition requiring long term prescribed medication or if you are receiving or awaiting investigation for any medical condition or if you have any pre-existing illness/infirmities in the past 12 months, you must advise Meriski and McGregor Insurance Services Ltd prior to us issuing your insurance. Insurers reserve the right to impose terms, refuse insurance cover or apply restrictions. You will receive written confirmation of the their decision.
Simply telephone: ALL SEASONS HEALTHCHECK on 020 8315 0736
Your enquiry will be handled confidentially and you will be advised of the extent of cover that can be provided. You will be given a Helpline reference and confirmation will be sent/faxed to you.
When calling, please have details of:
- Your illness/condition
- Names and dosage of any medication you are taking
- What treatment you are receiving
- How regularly you receive check ups
- Any treatment you are awaiting at hospital.
Emergency Assistance: This is provided by International Medical Rescue, telephone number: 0208 6699292.
Property Claims: These are settled on an indemnity basis not on a "new for old" or replacement cost basis.
Policy Limits: Most sections of the policy have limits on the amount the insurer will pay under that section. Some sections also include inner limits, e.g. for any one item or for valuables in total.
Policy Excesses: Claims under most sections of the policy will be subject to an excess. Where there is an excess, you will be responsible for paying the first part of the claim.
Date Recognition: All insurers are excluding any claims which relate to the failure of computers to recognise the date changes. Our travel insurance will provide cover for Medical Expenses and Personal Accident claims even if they are caused by computer failure.
Reasonable Care: You are required to take all reasonable care to protect yourself and your property and to act as though you are insured.
Telling Us about Relevant Facts: You must tell insurers or ourselves before travel about anything which may affect your cover. This information must be complete and accurate. If you are not sure whether something is relevant, you should tell us anyway.